Access Bank’s Fintech Hydrogen Posts Lower Annual Profit of N1.65 Billion

Hydrogen Payment Services Company Limited, the fintech arm of Access Bank, reported a 12.69 percent drop in its net income for 2025.

The fintech company posted a profit of N1.65 billion, down from N1.89 billion in 2024, according to Access Holdings’ earnings report released on Friday. Its operating income fell to N7.89 billion from N10.03 billion, while expenses declined to N6.04 billion from N8.14 billion.

“Hydrogen’s vision is to build Africa’s most powerful business services network,” the holding company said. “Hydrogen offers a wide range of products and services, including InstantPay, payment gateway, POS, card, and switch, which have been well-received by customers and the industry as a whole. Our clientele base cuts across from mid-size to large private and public sectors of the economy, targeting organizations/businesses that perform and receive payments on a day-to-day basis.”